Tracking your spending is so important (read why here). Getting a good handle on your regular expenses will help with sporadic income when it does arrive so that you have a “hit list” of where that money will go rather than spending wildly in the meantime and in between time. If you’re looking for something simple to get the job done, then this planner is really great It includes 2 pages one for your monthly budget and one to help track your spending. The worksheet will total your numbers at the. Begin with either what your family earned in the prior year for income or known income. Use this worksheet to create a budget and assess how youre doing each month compared with your budget goal. If you don’t have regular income, that’s OK.
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